EmJen Estate Agents Code of Practice

This Code of Practice outlines the professional standards expected of all staff at EmJen Estate Agents. It reflects the Regulation of Property Agents (RoPA) Working Group recommendations, the Property Ombudsman Code of Practice and all relevant UK legislation.

General Conduct

All staff must demonstrate the highest standards of honesty, integrity and professionalism in every aspect of their work. We will always act in a fair, transparent and respectful manner towards clients, customers, colleagues and business partners. Staff must not engage in any behaviour that could damage the reputation of EmJen Estate Agents or the wider property profession. This includes avoiding misleading statements, aggressive sales practices, conflicts of interest and any form of discrimination or harassment. Professional conduct extends to communication, appearance, punctuality and adherence to company policies.

1. Professional Conduct

All staff must act with honesty, integrity and professionalism at all times. Staff must avoid misleading statements, aggressive sales tactics or any behaviour that could bring the profession into disrepute. We will always act in a manner that builds trust and confidence with clients and customers.

2. Duty of Care

We owe a duty of care to all clients and customers. We will follow lawful instructions, provide accurate advice and ensure our services are delivered with appropriate skill, care and diligence. We will always put the client’s best interests first while remaining fair to all parties.

3. Transparency & Accuracy

All property descriptions, marketing material and verbal information must be truthful, accurate and clear. Material information such as structural issues, tenure, charges or restrictions must be disclosed. We will never withhold information that could influence a buyer’s decision.

4. Conflicts of Interest

Any personal, financial or professional interest in a transaction must be declared immediately in writing. This includes referrals to connected companies. Where conflicts exist, we will manage them transparently and obtain informed consent.

5. Client Money Protection (CMP)

EmJen Estate Agents is committed to the highest standards of financial integrity and transparency.

All client money is protected in accordance with Client Money Protection regulations. All funds are held in a designated client account and never mixed with business finances. We are members of an approved CMP scheme. Accurate records are maintained and independently audited. Staff handling client money receive specialist training and strict internal controls apply. Receipts are issued for all payments and clients are informed of our CMP membership.

6. Data Protection & Confidentiality

We handle personal information in accordance with GDPR. Data is stored securely and only used for legitimate purposes. Confidential information is never shared without lawful authority.

7. Equality & Fair Treatment

We comply with the Equality Act 2010 and operate a zero-tolerance approach to discrimination. We actively promote inclusive service delivery.

8. Professional Competence

All staff must hold appropriate qualifications or be working towards them. Continuous Professional Development (CPD) is mandatory and recorded.

9. Complaints Handling

We operate a clear written complaints procedure. Complaints are acknowledged promptly and investigated fairly. We are members of an approved redress scheme.

10. Legal Compliance

We comply with all relevant legislation including AML regulations, Consumer Protection Regulations, GDPR and the Estate Agents Act 1979. Staff receive regular compliance training.

11. Marketing & Advertising

All advertising and marketing must be honest, accurate and not misleading. Property descriptions must reflect the true condition, size, tenure and features of the property. Photographs must not be digitally altered to mislead. Key information such as service charges, lease length, planning issues and restrictions must be disclosed. Floorplans must be accurate. Any incentives must be clearly stated.

12. Property Viewings

Viewings are conducted professionally and respectfully. Sellers’ property and privacy are always respected. Accurate information is provided to buyers.

13. Record Keeping

We maintain clear records of instructions, offers, negotiations and communications. Records are retained in line with regulatory requirements.

14. Accountability & Reporting

Staff must report any breaches of this Code. We cooperate fully with regulators and enforcement bodies. Disciplinary action may be taken where standards are not met.

EmJen

Complaints Procedure

Policy review date: 20 January 2026

Next review due: 20 January 2027

CMP Scheme: Client Money Protection (CMP)

CMP Membership Number: CMP012407

Redress Scheme: Property Redress Scheme (PRS) – PRS040505

Complaints Procedure – EmJen Estate Agents

At EmJen Estate Agents, we are committed to delivering a high standard of service.

As a small, director-led business, all complaints are handled personally by Emma and Jenny, the company Directors.

Contact Details

Email: enquiries@emjen.co.uk

Emma: 07889 455284

Jenny: 07720 374863

How to Make a Complaint

Please contact us in writing (preferred) by email or letter to:

Emma or Jenny – Directors, EmJen Estate Agents

Please include:

• Your full name and contact details

• Property address (if applicable)

• A clear description of your complaint

• Relevant dates or evidence

What Happens Next

Acknowledgement

We will acknowledge your complaint within 3 working days and confirm which Director is handling it.

Investigation & Response

Your complaint will be investigated personally by one of the Directors.

You will receive a full written response within 15 working days explaining:

• Our findings

• Any actions taken

• Our final position

Final Internal Decision

As we are a two-director business, there is no further internal escalation.

The response issued by Emma or Jenny is our final decision.

Independent Redress

If you remain unhappy, you may refer your complaint to our redress scheme:

Property Redress Scheme (PRS)

Membership number: PRS040505

You must do this within 12 months of receiving our final response.

Additional Information

• All complaints are logged

• No charge for complaints

• Support available for vulnerable customers

Client Money Protection

We are registered with Client Money Protection (CMP).

CMP membership number: CMP012407

Anti Money Laundering Policy

As part of the Money Laundering Regulations 2017 we have to obtain and hold identification and proof of address for all customers. The transactions that we deal with day in day are deemed as high risk for money laundering and this is why we take our Anti-Money Laundering processes seriously.

As part of our due diligence we have to obtain and hold identification and proof of address for all customers. We also establish whether there are any beneficial owners on whose behalf the transaction or activity is taking place. If necessary we may also need to identify the source or destination of funds.

Please see below for a full list of acceptable identity documents. Please note we will require sight of all original or certified documents.

Individual identity documents

We require one document from List A and one document from List B.

List A – Identity Document
Current signed passport

Valid UK driving licence

EEA member state identity card

List B – Proof of address
UK/EU/EEA Drivers Licence (if UK Drivers Licence not used as ID)
Must be valid, not expired. Photo only. Full or provisional.

Bank, Building Society or Credit Union Statement
Dated with 3 months. Must include account number and show recent activity. No general correspondence.

Credit Card Statement
Dated within 3 months. Must include account number and show recent activity. No general correspondence.

UK, EU, EEA Mortgage statement
Dated within 12 months. Must show account number. No general correspondence.

Utility Bill
Dated within 6 months E.g. Gas, electricity, water. Must show address for service and/or account number. No general correspondence.

Telephone Bill
Dated within 6 months E.g. Landline or mobile pay monthly (excluding pay as you go). Must show address for service and/or account number. No general correspondence.

Council Tax
Dated within 12 months. Must show address for service and/or account number. No general correspondence.

Tenancy Agreement
Dated with 12 months. Must state full name and full property address. Issued by local council, housing association, solicitor or reputable letting agent.

Benefits Entitlement Letter
Dated within 12 months. Issued by DWP or Jobcentre plus. Must confirm benefit payable at time of issue. E.g. Pension, disability, single parent, housing etc.

HMRC Tax Notification
Dated with 6 months. Must state national insurance number and tax calculation. No general correspondence.

Home or Motor Insurance Certificate
Dated within 12 months. Must state insured address or registered address for vehicle and policy number. No general correspondence.

UK solicitors letter confirming house purchase/land registration
Dated with 3 months. Must state full name of new proprietor and full property address.

NHS Medical Card or letter from GP confirming registration
Dated within 3 months. Must state individual’s date of birth and NHS number. No general correspondence.

Official confirmation of Electoral Register entry or official poll card
Dated within 12 months. Must state full name and full address. No general correspondence.

Police Registration Certificate
Dated within 12 months. Must state the full residential address of the individual.

Probate

If you are acting as a Representative of an Estate we require the following:

  • Grant of Probate (if a will was left)
  • Letter of administration (if no will left)
  • Individual identity evidence from List A & B for the Personal
  • Representative, either executor or administrator

Limited company

If you are acting as a Representative of a UK Company we will also require the following:

  • Certificate of Incorporation
  • Articles of Association
  • Memorandum of Association
  • Latest Annual Return or Confirmation Statement, with details of current company officers
  • If offshore, nominee director declaration and a general power of attorney
  • Individual identity evidence from List A and B for all individuals or entities with 25% or more of the shares or voting rights in the company

If you are acting as a Representative of an Offshore Company we will also require the following:

  • Certificate of Incorporation
  • Articles of Association, Memorandum of Association, Latest
  • Annual Return with details of current company officers, Share
  • Certificate(s) showing the Ultimate Beneficial Owner OR
  • Certificate of Incumbency
  • If the shares are owned by another company, repeat steps above for the holding company
  • Nominee director declaration and/or general Power of Attorney (if applicable)
  • Individual identity evidence from List A and B for all individuals or entities with 25% or more of the shares or voting rights in the company

Trust

If you are acting as a Representative of a Trust we require the following:

  • Trust deed
  • List of trustees
  • List of beneficiaries
  • Individual Identity evidence from List A & B for all individuals with a vest interest in 25% or more of the capital and/or those who exercise control over the Trust
 

CMP MemberShip Certificate